You didn’t build a life of financial success by leaving things to chance. Whether it’s fine art, classic cars, prime property, or a global brand with a reputation to maintain, precision matters.
At Pearl Lemon Accountants, we understand that costly mistakes aren’t just inconvenient—they can be damaging. You require accountants who not only know tax legislation but also understand how to manage, protect, and measure wealth in complex environments.
We work with individuals and businesses that operate at the highest level. This is not basic bookkeeping. It’s accounting for those who know every number carries weight.
Schedule your consultation today.
Our Services – How We Solve Key Financial Challenges
We focus on resolving complex financial issues with clarity and accuracy. Each service area is designed to prevent loss, reduce exposure, and meet regulatory standards.
Luxury Asset Accounting
We assess the true value of your high-worth items and ensure they’re reported accurately. This minimises compliance risks and supports financial transparency.
- Fair-market valuations using cost, income, and comparison methods
- IFRS 13-compliant approach
- Depreciation and amortisation schedules included
- Quarterly register updates with ±2% valuation accuracy
- Avoids HMRC penalties of up to £50,000
Luxury Tax Planning
We structure assets and income to reduce tax liability without breaching legal thresholds. Effective for those with complex holdings or international interests.
- Use of trusts, enterprise investment schemes, and remittance basis
- Taper relief and holdover relief applied.
- Dual-residency planning, where relevant
- Reduces tax leakage by £120,000+ annually
- Keeps the effective marginal tax rate under 20%
Inheritance & Succession Structuring
We manage future asset transfers to minimise IHT impact and prevent delays in execution. Ideal for estates exceeding £5 million.
- Wills and lifetime trusts with asset value reserves
- Section 21 holdover provisions
- HNW trust consolidation techniques
- Prevents 40% IHT exposure
- Ensures smooth succession without probate hold-ups
Watch Branding Accounting
We monitor unit-level costs and margins for luxury timepieces, improving pricing and inventory accuracy.
- Serial and batch-level inventory tracking
- Gross margin reviews per SKU
- FIFO/LIFO costing options
- Real-time profit visibility
- Identifies up to 8% monthly margin loss
Retail Inventory for Luxury Goods
We match ERP records against physical stock, monitor shrinkage, and support accurate restocking.
- ABC analysis and cycle counts
- ERP and physical stock reconciliation
- Shrinkage reduction by 4–6%
- Automated reordering triggers
- Recovers £50,000–£150,000 per year
Luxury Hotel Accounting
We track financial performance daily and highlight areas affecting operational margins.
- RevPAR and GOPPAR forecasting
- Department-level variance review
- KPI tracking dashboards
- Identifies 10% margin losses
- Increases ADR and EBITDA by 3–5%
Car Dealership Accounting
We help you recover rebates and improve financing profitability through precise tracking.
- VIN-based asset accounting
- Incentive reconciliation
- CSI and F&I analytics
- Captures £10,000–£50,000 in missed rebates quarterly
- Improves unit profit margins by 15%
Luxury Property Investment Accounting
We support accurate financial modelling for residential and commercial property portfolios.
- IFRS IAS 40 classification
- Cash flow waterfall models per asset
- Rent roll variance reporting
- Prevents deferred tax errors
- Lifts NAV by 2–3% annually
Luxury Business Tax Services
We reduce risks tied to international VAT, R&D claims, and corporate structure inefficiencies.
- VAT margin scheme and reverse charge compliance
- R&D claim reviews for luxury brands
- Transferred loss relief optimisation
- Reduces overpayment risk by up to £200,000
- Increases VAT recovery by 18% annually
Why Choose Us?
- High-level Experience – We manage portfolios over £250 million with visible results delivered within weeks.
- Professional Oversight – Every account is run by a qualified ICAEW professional—no juniors, no outsourcing.
- Full Coordination – Our team works directly with your solicitors, auditors, and trustees using recognised legal frameworks.
- Clear Communication – Expect responses within four hours during working days, with weekly reports included.
- Strict Confidentiality – All work is secured by NDA, and client data is encrypted to ISO standards.
FAQs
Quarterly or after major acquisitions, following IFRS 13 to maintain valuation accuracy and reduce volatility.
We manage compliance with reverse charge, Swiss margin schemes, and UK distance selling rules, supported by HMRC-ready documentation.
Yes. We build UK-resident structures with ongoing CRS/FATCA reporting and monitor the remittance basis in real time.
Yes. We use forecasting tools to simulate RevPAR, occupancy, and GOPPAR with 95% historical accuracy.
We analyse AIA, FYA, and SBA eligibility, selecting between pooled and item-specific treatments for best results.
RFID and barcode scanning are integrated with daily reconciliation and reorder point tracking.
Through holdover relief, family trusts, and valuation methods that allow strategic asset transfers without 40% exposure.
What Happens Next?
Our work starts with a full review: we assess asset values, highlight potential risks, and measure areas where funds are being lost. Within 14 days, you’ll receive a complete breakdown with recommended next steps.
Schedule a consultation.
